Most account takeovers we help clients recover from started with a reused or phished password. Two-step verification (2FA) stops most of them, because a stolen password alone is no longer enough.
Start with your email account — it can reset everything else — then banking, social media and your website or hosting control panel.
An authenticator app is safer than SMS codes, and keep your backup codes somewhere offline.
Have you had a close call with a phishing email or a fake mobile-money SMS? Share what it looked like so others can spot it.